Yesterday we discussed how the Colorado Attorney General charged a credit repair company called Veracity Credit Consultants with various violations. You can see the details about Veracity Credit Repair here.

In another somewhat related story, we discovered that the city of Chicago charged nine different “credit repair companies” with fraud. You can check out the video here:

There is a common theme here with all these stories:

If you are looking for a credit repair company to help you with credit issues, you should avoid any company that charges a big up front fee.

This is the exact reason why we selected Lexington Law Firm to help us with our credit issues. There are no big up front fees and they have plans affordable for almost any budget. I liked that there is a small first work fee of $99, which is a bargain considering all they do for that small investment.

The other reason why we liked Lexington is simply because they offer a pay-as-you-go service. If you don’t like what they are doing, you simply cancel the service and move on.