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	<title>Comments on: How Not to Pay Your Bills (100% Legal)</title>
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	<link>http://creditforcouples.com/blog/credit-card-debt/how-not-to-pay-your-bills-100-legal</link>
	<description>Credit Tips for Couples</description>
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		<title>By: admin</title>
		<link>http://creditforcouples.com/blog/credit-card-debt/how-not-to-pay-your-bills-100-legal/comment-page-1#comment-16</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Wed, 06 Jan 2010 15:23:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditforcouples.com/blog/?p=19#comment-16</guid>
		<description>Any further explanation of &quot;tolling&quot;?

You said that if a payment was made towards a debt then it starts from the beginning.  Do you mean when the debt was first accrued?
 
Glenn</description>
		<content:encoded><![CDATA[<p>Any further explanation of &#8220;tolling&#8221;?</p>
<p>You said that if a payment was made towards a debt then it starts from the beginning.  Do you mean when the debt was first accrued?</p>
<p>Glenn</p>
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		<title>By: Gus</title>
		<link>http://creditforcouples.com/blog/credit-card-debt/how-not-to-pay-your-bills-100-legal/comment-page-1#comment-13</link>
		<dc:creator>Gus</dc:creator>
		<pubDate>Mon, 04 Jan 2010 14:48:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditforcouples.com/blog/?p=19#comment-13</guid>
		<description>Hello Ben,
Thank you for the email. I think you are a great individual because you are letting people know that they have tools (legal) to use to fight those scum bags collectors who will not stop for nothing to aggravate the hell out of honest and dishonest people. The only ones who would have an issue with this email are the ones who do not want any one to open other people&#039;s eye to other means of fighting back.
Keep up the good work..... God Bless
Gus</description>
		<content:encoded><![CDATA[<p>Hello Ben,<br />
Thank you for the email. I think you are a great individual because you are letting people know that they have tools (legal) to use to fight those scum bags collectors who will not stop for nothing to aggravate the hell out of honest and dishonest people. The only ones who would have an issue with this email are the ones who do not want any one to open other people&#8217;s eye to other means of fighting back.<br />
Keep up the good work&#8230;.. God Bless<br />
Gus</p>
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		<title>By: TROY</title>
		<link>http://creditforcouples.com/blog/credit-card-debt/how-not-to-pay-your-bills-100-legal/comment-page-1#comment-10</link>
		<dc:creator>TROY</dc:creator>
		<pubDate>Sun, 03 Jan 2010 01:49:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditforcouples.com/blog/?p=19#comment-10</guid>
		<description>Ben,

I have used this idea of not paying my bills. . . almost all of my debts will fall off my credit report this year.  Moral obligation?  Of course.  I feel bad.  But bad things happen to good people and they shouldn&#039;t get screwed their entire life because of it.  

I should be able to write a letter to the credit agencies demanding these old debts be removed too.  What about the collection companies that have bought and rebought the old debt?  The credit agencies have to remove them from my record too. . . don&#039;t they?  After all, the debts are over seven years old and I haven&#039;t made a payment to anyone on any of it.  
So. . . why would anyone file for bankrupcy to try to save their credit. . . it stays on their record for 7-10 years.  DUH!  And don&#039;t start making payments and then stop.  The time limitation starts from the time you made the last payment.

Thank you for your continued support of those in need of help.</description>
		<content:encoded><![CDATA[<p>Ben,</p>
<p>I have used this idea of not paying my bills. . . almost all of my debts will fall off my credit report this year.  Moral obligation?  Of course.  I feel bad.  But bad things happen to good people and they shouldn&#8217;t get screwed their entire life because of it.  </p>
<p>I should be able to write a letter to the credit agencies demanding these old debts be removed too.  What about the collection companies that have bought and rebought the old debt?  The credit agencies have to remove them from my record too. . . don&#8217;t they?  After all, the debts are over seven years old and I haven&#8217;t made a payment to anyone on any of it.<br />
So. . . why would anyone file for bankrupcy to try to save their credit. . . it stays on their record for 7-10 years.  DUH!  And don&#8217;t start making payments and then stop.  The time limitation starts from the time you made the last payment.</p>
<p>Thank you for your continued support of those in need of help.</p>
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	<item>
		<title>By: mark</title>
		<link>http://creditforcouples.com/blog/credit-card-debt/how-not-to-pay-your-bills-100-legal/comment-page-1#comment-9</link>
		<dc:creator>mark</dc:creator>
		<pubDate>Sun, 03 Jan 2010 01:48:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditforcouples.com/blog/?p=19#comment-9</guid>
		<description>Ben,
Thank u for the information! I will be using it in my own personal circumstances!</description>
		<content:encoded><![CDATA[<p>Ben,<br />
Thank u for the information! I will be using it in my own personal circumstances!</p>
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	<item>
		<title>By: Princess</title>
		<link>http://creditforcouples.com/blog/credit-card-debt/how-not-to-pay-your-bills-100-legal/comment-page-1#comment-8</link>
		<dc:creator>Princess</dc:creator>
		<pubDate>Sun, 03 Jan 2010 01:45:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditforcouples.com/blog/?p=19#comment-8</guid>
		<description>please help me with this situation.  capital one bank through united recovery systems continue to have a negative reoort on my credit as a balance and a charge off.  I reached an agreement with capital one that upon paying the balance of 5000. my account would be marked off as paid.  Yet they continue to report the account as a charged off with a balance.  Your assistance would be greatly appreciated.
 
Thanks.</description>
		<content:encoded><![CDATA[<p>please help me with this situation.  capital one bank through united recovery systems continue to have a negative reoort on my credit as a balance and a charge off.  I reached an agreement with capital one that upon paying the balance of 5000. my account would be marked off as paid.  Yet they continue to report the account as a charged off with a balance.  Your assistance would be greatly appreciated.</p>
<p>Thanks.</p>
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		<title>By: april</title>
		<link>http://creditforcouples.com/blog/credit-card-debt/how-not-to-pay-your-bills-100-legal/comment-page-1#comment-7</link>
		<dc:creator>april</dc:creator>
		<pubDate>Sun, 03 Jan 2010 01:42:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditforcouples.com/blog/?p=19#comment-7</guid>
		<description>how much do you charge for your services.  I need expertise to remove old chargeoff, old lease that was broken due to safety issues after paying months in advance during a one year lease that was completed, a chapter 13 payoff that was supposed to take care of my vehicle after one year of payments + 4 years of 13 and the entire balance is on my credit.</description>
		<content:encoded><![CDATA[<p>how much do you charge for your services.  I need expertise to remove old chargeoff, old lease that was broken due to safety issues after paying months in advance during a one year lease that was completed, a chapter 13 payoff that was supposed to take care of my vehicle after one year of payments + 4 years of 13 and the entire balance is on my credit.</p>
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